EMPLOYED BORROWER  -     PURCHASE OR REFINANCE

1. Credit Report Authorization and CC Charge Forms  Click Here

1. Copy of ALL Borrowers     VALID Driver Licenses or State  ID  *     Green card Legible copy both sides

1. Copy of ALL Borrowers official Social Security Cards SIGNED  (not metal cards)

1. Last Two (2) years signed personal federal Income Tax returns     ALL PAGES

1. Last two (2) years W2

1. Last 30 days Paystubs

1. Last two (2)     months of bank statements from all accounts, ALL PAGES

1. Copy of, most recent IRA, 401k or other or saving/investment plan statements  ALL PAGES

:        8)   Condominium, information including name, address and phone number of the Association contact and          the insurance coverage Agency contact.  Copy of Payment coupon.

PURCHASE ONLY: 1)     Complete, executed Contract for Purchase and Sale with ALL Riders, Signed & Initialed  by all Parties Including Evidence of Earnest Money Deposit

      2) Copy of Multiple Listing Service “FULL” form Report of the Property.

3) Name, telephones, email addresses of al REALTORS Or OWNERS involved in the transaction

1. Copy of Insurance Policy Estimated Quote

REFINANCE ONLY

1.  Current loan information-payment, statement or complete lender name, address and account number

1. Copy of Warranty Deed.     

1. Copy of Title Insurance Policy   

1. Copy of Survey

1. Copies of Declaration (4) Pages of HO, Flood and Windstorm Insurance Policies (if any)

SELF - EMPLOYED BORROWER  - PURCHASE OR REFINANCE

1. Credit Report Authorization and CC Charge Forms     Click Here

1. Copy of ALL Borrowers  VALID Driver Licenses or State ID  *  Green card Legible copy both sides

1. Copy of ALL Borrowers official Social Security Cards SIGNED  (not metal cards)

1. Last Two (2) years signed personal federal tax returns      ALL PAGES

1. Last two (2) years 1099

1. Profit and Loss Statement YTD, including income statement and balance sheet.

1. Last TWO (2)  months of bank statements from all accounts, ALL PAGES.  ALL BORROWERS

1. *If a Corporation, two years signed corporate returns ALL PAGES,  and year-to date Financials

*If a Partnership, two years signed partnership returns ALL PAGES, and year-to-date financials
 *If a Sole Proprietorship, year to date Profit and Loss Statement incl. an income statement and balance sheet.

1. Copy of, most recent IRA, 401k or other saving/investment plan statements  ALL PAGES

1. If condominium, information including name, address and phone number of the Association contact and the insurance coverage Agency contact.  Copy of Payment coupon if any.

PURCHASE ONLY:    Complete, executed Contract for Purchase and Sale with ALL Riders, Signed & Initialed  by all Parties Including Evidence of Earnest Money Deposit  

1. Copy of Multiple Listing Service “FULL” form Report of the Property.

1. Name, telephones, email addresses of al REALTORS or OWNERS involved in the transaction

1. Copy of Insurance Policy Estimated Quote

REFINANCE ONLY

1.  Current loan information-payment, statement or complete lender name, address and account number

1. Copy of Warranty deed.     

1. Copy of Title Insurance Policy  

1. Copy of Survey

1.   Copies of Declaration Pages (4) of HO, Flood and Windstorm Insurance Policies ( if any)