REALTOR®
Does Your Customer Want to Buy Residential Land to
Build Their New Home???

We can now offer your Customer a new Construction Loan Program that can Finance Land, Construction and Permanent Loan with only ONE Rate and Only ONE Closing.  Before Construction Starts!!!


  • If your Customer has to Buy the Land, it will finance the Purchase of the Land, the Construction, and the Permanent Loan.
  • If your Customer Owns the Land and it is Free and Clear it will Finance the Construction and the Permanent Loan, and Consider the Value of the Land in the Valuation.
  • If your Customer Owns the Land and it is the land is Financed, it will Pay off the Land, Finance the Land, the Construction and the Permanent Loan,

This is a Great Savings and Convenience, as your Customer will pay Closing Costs ONLY Once.

    • •    PROGRAMS: Purchase & Refinance. Conventional:   15 and 30 years. 7/6 and 10/6 ARMs  

      •    USE: Primary, 2nd Homes, Investment.    

      •    MAXIMUM LOAN AMOUNTS: Conventional 2025:  1 Unit: $806,500 * 2 Units $91,032,650  * 3 Units $1,248,150  * 4 Units: $1,551,250  
            Monroe County Conventional 2025: 1 unit: $929,200 *  2 Units: $1,189,550 * 3 Units: $1,437,900 * 4 Units: $1,786,950 

      •    TYPE: 1 to 4 Families Homes. Modular Homes OK, No Condos. No Manufactured Homes

      •    FICO: 700,   

      •    MINIMUM DOWN: 5% Down Payment.    Investment 25%-30%

      •    BUILD PERIOD MAXIMUM: 11 Months    Land must have Approved Plans and Permits

      •    BUILD PERIOD MONTHLY PAYMENTS:  Conventional: Interest-only payments on the Amounts Drawn. Permanent Loan Monthly Payments; Principal & Interest

      * Other Terms and conditions may apply


BETTER FOR Sellers & Realtors

Buyer: Can Purchase the Lot with as Low as 5% Down and finance the price in the Construction-Permanent Loan Package. Seller gets Paid at Closing even before construction starts.

BETTER FOR BORROWERS

  • Save time and money. One closing means only having to cover one set of closing costs.
  • No settling. With new construction, You really can have the home of their dreams.
  • Low down payment. Conventional: As low as 5% down VA 0% down make new construction loans accessible.
  • One approval. No need for a second approval.
  • Modify down option. Once the loan is complete, Borrowers can modify down to secure a lower interest rate if the market changes or stay locked in no matter how the market moves.
  • Build-period payments: Conventional Borrowers can enjoy lower, interest-only payments.  VA Borrowers have no payments during the build period.
  • Less out-of-pocket expense. The Borrower doesn’t have to pay for the build and then get a mortgage. The mortgage pays for the build!


Send this Flyer to your Customer  CLICK HERE

Send this Flyer to your Builder  CLICK HERE

Use the form provided below to request a free, no obligation quote:

Great Florida Lending, Inc

¡No Solo Soy Especialista en Hipotecas Revertidas, Tambien Soy Un Cliente!!!

2828 Coral Way, Ste. 470
Miami, FL 33145
Equal Housing Opportunity
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