• PROGRAMS: Purchase & Refinance. Conventional: 15 and 30 years. 7/6 and 10/6 ARMs • USE: Primary, 2nd Homes, Investment. Closing in Entity name OK.
• MAXIMUM LOAN AMOUNTS: Conventional 2026: 1 Unit: $819,000 * 2 Units $1,048,500 * 3 Units $1,268,000 * 4 Units: $1,575,000
Monroe County Conventional:2026 to be determined
2025: 1 unit: $929,200 * 2 Units: $1,189,550 * 3 Units: $1,437,900 * 4 Units: $1,786,950
• TYPE: 1 to 4 Families Homes. Modular Homes OK, No Condos. No Manufactured Homes
• FICO: 700,
• MINIMUM DOWN: 5% Down Payment. Investment 25%-30%
• BUILD PERIOD MAXIMUM: 11 Months Land must have Approved Plans and Permits
• BUILD PERIOD MONTHLY PAYMENTS: Conventional: Interest-only payments on the Amounts Drawn. Permanent Loan Monthly Payments; Principal & Interest
* Other Terms and conditions may apply